Retirement planning is for the long-term. Don’t be concerned with short-term bumps in the road. Trust your financial planner to manage any bumps in the road, and never take advice from non-professionals about money. Friends, relatives, and neighbors don’t have years of experience and education to backup their recommendations. Your financial planner has spent a lifetime knowing how to do what’s best for you. More importantly, don’t believe everything you see in our media frenzied world. Most people have an agenda, and often it’s their own.